RCGILTNER MinuteLender® and Liquidity Integrated Digital Suite and Strategy

What Our Clients Say

More than just a loan origination system, MinuteLender® is a turnkey, integrated 
digital lending business strategy, leveraging loans and deposits, and better than competitors, 
with sound underwriting to stop the loss of market share in small business and consumer loans under $100k.

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We estimate that it costs between $3,000 and $4,000 to obtain, set up, and monitor a small business loan (see the analysis)  of $100,000 or less, over half of all business loans.
 
RCGILTNER MinuteLender® digital lending does it for a few hundred dollars a year per small business loan, an 80%+ increase in efficiency.”

Charles Wendel, FIC Advisors
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"Our loan process studies show that a consumer loan costs FIs about $1,150, (see RCG analysis)  making the $1.4 Trillion consumer loan market averaging under $15,000 unprofitable, and larger loans marginally profitable. 
 
RCGILTNER MinuteLender® digital lending does it for a couple of hundred dollars a year per consumer loan, an 80%+ increase in efficiency.”

Davis Stewart, Managing Partner, CE Solutions Group

MinuteLender® Technology for Loans Under $100k
​Makes the Customer Experience
Mobile, Personal, Fast and Frictionless

A. The Numbers - The Digital Lending Business Model Drives
High ROA and Revenue Growth

B. Digital Drives Improved Efficiency and Customer Experience

Profitably Originate or Renew Digitally Loans <$100K - > 50% of all Loans

Five Minute Customer Experience
on a Computer or Mobile Device  

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Serve The Large Number of Checking Customers Holding Loans Elsewhere

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C. Proven Bank Underwriting, Compliance and Security

E. Credit Monitoring and Existing Loan Renewals

Complimentary Webinar
Tuesday, November 26, 2019  2:00-2:50 pm EST   Click to learn more or register.​
"Community Bank Lending and Liquidity for Small Business and Consumers:
Digital, Mobile and Real-Time"

​"The future will be  about integrating digital lending into FI's own systems to hold on to customers." American Banker

Click here to download the Webinar presentation, view our webinar on demand,
​download instructions for a demo you can do, or other industry presentations.

Let’s get started! Call Bob Giltner at 502-640-1989 or email bgiltner@rcgiltner.com

Free pro forma analysis based on your UBPR and FDIC data!
                      What Others Are Saying About 
                        RCGILTNER Digital Lending
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Rave Reviews for MinuteLender at the Small Business Conference!
                       Our Latest News​
  • $200 MM Century Bank of Georgia, Cartersville, GA signs with RCGILTNER Digital Lending for Consumers and Small Business.
  • $500 MM Athol Savings Bank, Athol, MA signs with RCGILTNER Digital Lending for Consumers and Small Business.
  • $800 MM Citizens Union Bank, Shelbyville, KY signs with RCGILTNER Digital Lending.
  • $500 MM Pennian Bank, Mifflintown, PA signs with RCGILTNER Digital Lending. 
  • $800 MM Two Rivers Bank, Burlington, IA, signs with RCGILTNER ODManager overdraft management services with managed limits. 
  • $1B Providence Bank, Columbia, Mo signs with RCGILTNER Digital Lending. 
  • $12B United Community Banks, Inc. signs with RCGILTNER Digital Lending.
  • Hertiage Bank of TX signs up with RCGILTNER MinuteLender.
  • City National Bank of Taylor, TX signs up with RCGILTNER MinuteLender.
  • $400 Million HomeBank, Martinsville, IN signs up for RCGILTNER consumer and small business MinuteLender.
  • $800 Million First National Bank and Trust, Beloit, WI, implements RCGILTNER MinuteLender for Small Business.
  • $1.3 Billion First Northern Bank, Dixon, CA, selects RCGILTNER MinuteLender for Small Business.
  • CSI  Core Processor Selects RCGILTNER Business and Consumer Digital Lending as Recommended Partner with Integration
  • $600 Million The Fauquier Bank in Warrenton, VA live with RCGILTNER Business and Consumer Digital Lending
  • $2 Billion Stock Yards Bank in Louisville, KY live with RCGILTNER Business and Consumer Digital Lending
  • $4 Billion Lake City Bank in Warsaw, IN Live with R.C. Giltner Services, Inc. Business and Consumer Digital Lending Platform
  • $3 Billion Centier Bank in Merrillville, IN Live with R.C. Giltner Services, Inc. Business Digital Lending Platform.
  • $500 MM Paducah Bank, Paducah, KY , signs up with RCGILTNER Business and Consumer Digital Lending.
  • $450 MM Sutton Bank, Attica, OH, live with RCGILTNER Business and Consumer Digital Lending Platform
  • $440 MM FMB Bank in Monticello, FL goes live with FMB Business MinuteLender.​
  • $400 MM Classic Bank, Bastrop, TX, live with RCGILTNER digital lending.
  • $800 MM Pinnacle Bank, GA, live RCGILTNER MinuteLender Digital Lending Platform for consumers and small business.
  • $400 MM Bank of Marion, VA, select RCGILTNER Digital Lending platform.
  • $250MM Carolina Premier Bank, Charlotte, NC, Live with R.C. Giltner Services, Inc. Digital Lending Business and Consumer Suite.
  • $400MM Astra Bank, Scandia KS, Selects RCGILTNER Digital Lending.